Some really great ideas moving forward. I would first just advise to take as much time as needed before rushing out a change to Governance. It’s should be important to remember some of the qualities that Silvio has been pointing out, most importantly, inclusiveness. Creating Tiers may challenge this important aspect of the Algorand we have all come to love.
I think there can be a much simpler way to move Governance toward DeFi platforms without making initial massive changes. Why not run all Governance through DeFi platforms. It is essentially being done now. Stake Algo on your platform of choice for Governance, and then borrow to participate in DeFi. I believe if given more time this would have eventually happened.
Now, platforms should have some parameters. First, participating platforms should support cold wallets. Second, platforms participating in Governance must have PUBLIC auctions for liquidations.
I think this would be an acceptable next step in the evolution of the current Governance system that has been identified as the largest and most successful.
Great discussion. Thanks